The majority of civil demand letters aren’t enforceable without a court judgment. While criminal charges can be made public and convictions entered onto your criminal record, civil demand letters are not public record, and there is no real way for them to end up on your credit report.Click to see full answer. In this regard, will a civil demand appear in a background check? Re: Will a Civil Demand Appear on a Background Check Civil demands that don’t rise into court judgements will not show on the regular credit report checks.One may also ask, what happens if you ignore a civil demand letter? If you received a civil demand letter, it is important that you do not ignore it. Department stores often take people to small claims court if they do not pay the requested amount. However, this does not mean that you should simply pay and take no further action. One may also ask, what happens if you pay a civil demand letter? A store can still file a civil lawsuit even if you pay the requested amount of the civil demand letter. It would be illegal for them to accept money in exchange for not suing you. As for criminal charges, the police, not the store, are the ones who would bring those against you.How long does it take to receive a civil demand letter?The amount of time that it takes to receive a civil demand letter will vary by merchant, and in some cases no civil demand will ever arrive. If a civil demand is sent, it is likely to arrive within a few weeks of the incident, but in some cases a letter may not arrive for a period of months.